URBAN ALPS

Privacy Policy

Privacy Policy

  1. Overview
    The Data we collect depends on how our Services are used. Other times, we get Data by recording interactions with our Services by, for example, using technologies like cookies and web beacons. We also get Data from third parties, like our financial partners or identity verification services.

The collection and use of data from a variety of sources is essential to our ability to provide our Services – and to help keep the Services safe. Data is critical in helping us to increase the safety of Your online payments, and reduce the risk of fraud, money laundering and other harmful activity.

2. Data We Collect
3. Personal Data.We call Data that identifies, or that could reasonably be used to identify, You as an individual “Personal Data”. We collect Personal Data in different ways. For example, we collect Personal Data when a business responds to UrbanAlps AG emails or surveys. We also receive Personal Data from other sources, such as our partners, financial service providers, identity verification services, and publicly available sources. Personal Data does not include Data that has been aggregated or made anonymous such that it can no longer be reasonably associated with a specific person. The Personal Data that we may collect includes:
– Contact details, such as name, postal address, telephone number, email address;
– Financial and transaction Data, such as credit or debit card number, and bank account information; and
– Other Personal Data, such as date of birth, SSN or EIN.
1.Other Data.We call Data other than Personal Data “Other Data”. We collect Other Data through a variety of sources. One of our sources for Other Data is cookies and other technologies that record Data about the use of our websites, websites that implement our Services, and the use of our Services generally. Other Data that we may collect include:
– Browser and device data, such as IP address, device type, operating system and Internet browser type, screen resolution, operating system name and version, device manufacturer and model, language, plug-ins, add-ons and the version of the Services You are using;
– Transaction data, such as purchases, purchase amount, date of purchase, and payment method;
– Cookie and tracking technology data, such as time spent on the Services, pages visited, language preferences, and other anonymous traffic data; and
– Company data, such as a company’s legal structure, product and service offerings, jurisdiction, company records, and information submitted through UrbanAlps AG service.

3.How We Use Data
4.Personal Data.We and our service providers use Personal Data to: (i) provide the Services; (ii) detect and prevent fraud; (iii) mitigate financial loss or other harm to Users, Customers, and UrbanAlps AG; and (iv) promote, analyze and improve our products, systems, and tools. Examples of how we may use Personal Data include:
– To verify an identity for compliance purposes;
– To evaluate an application to use our Services;
– To conduct manual or systematic monitoring for fraud and other harmful activity;
– To respond to inquiries, send service notices and provide customer support;
– For audits, regulatory purposes, and compliance with industry standards;
– To develop new products;
– To send marketing communications;
– To improve or modify our Services; and
– To conduct aggregate analysis and develop business intelligence that enable us to operate, protect, make informed decisions, and report on the performance of, our business.
1.Other Data.We may use Other Data for a range of different purposes, provided we comply with applicable law and our contractual commitments. In some countries (for example, European Economic Area countries), local legal regimes may require us to treat some or all of Other Data as “personal data” under applicable data protection laws. Where this is the case, we will process Other Data only for the same purposes as Personal Data under this privacy policy.

4.How We Disclose Data.
UrbanAlps AG does not sell or rent Personal Data to marketers or unaffiliated third parties. We share Your Personal Data with trusted third parties, including:

  1. To UrbanAlps AG Affiliates.We share Data with entities worldwide that we control, are controlled by us, or are under our common control, to provide our Services. UrbanAlps AG is the party responsible for overall management and use of the Data by these affiliated parties;
  2. To UrbanAlps AG Service Providers.We share Data with service providers who help us provide the Services. Service providers help us with things like payment processing (i.e., banks, credit bureaus, payment method providers), website hosting, data analysis, information technology and related infrastructure, customer service, email delivery, UrbanAlps AG, and auditing;
  3. To Our Users.We share Data with Users (such as merchants and application providers) as necessary to process payments or provide the Services. For example, we share Data with Users about purchases made by their Customers through the UrbanAlps AG payment processing services;
  4. To Authorized Third Parties. The use of Data by an authorized third party is subject to the third party’s privacy policy;
  5. To Third Parties.We will share Data with third parties in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including in connection with any bankruptcy or similar proceedings); and
  6. Safety, Legal Purposes and Law Enforcement.We use and disclose Data as we believe necessary: (i) under applicable law, or payment method rules; (ii) to enforce our terms and conditions; (iii) to protect our rights, privacy, safety or property, and/or that of our affiliates, You or others; and (iv) to respond to requests from courts, law enforcement agencies, regulatory agencies, and other public and government authorities, which may include authorities outside Your country of residence.

5. Security.
We use reasonable organizational, technical and administrative measures to protect Personal Data within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If You have reason to believe that Your interaction with us is no longer secure (for example, if You feel that the security of Your account has been compromised), please contact us immediately.

6.Advertising.
We may use third-party advertising companies to serve advertisements regarding goods and services that may be of interest to You when You access our websites, based on Data relating to Your access to and use of our websites on any of Your devices, as well as Data received from third parties. To do so, these companies may place or recognize a unique cookie, or similar tracking technology, on Your browser (including the use of pixel tags). They may also use these technologies, along with data they collect about Your online use, to recognize You across the devices You use, such as a mobile phone and a laptop, and to make decisions about the advertisements You see. The Data we provide may include the time and date of Your visit to our website, pages viewed, links clicked and other information that does not disclose Your ‘real world’ identity. Those advertising networks may recognize the web beacon or cookie associated with Your visit to our website when You visit other websites on which they serve advertising, and they may make decisions about the advertisements You see based on it. We may choose to work with Google AdWords, Doubleclick, AdRoll or other advertising networks. Each of these companies has its own privacy policy, which we encourage You to review. For more information about advertising and tracking online, visit the Network Advertising Initiative. This website allows consumers to “opt out” of the behavioral advertising delivered by member companies. At present, there is no industry standard for recognizing Do Not Track browser signals, so we do not respond to them.

7. Choice and Access.
Opting out of receiving electronic communications from us. If You no longer want to receive marketing-related emails from us on a going-forward basis, You may opt-out via the unsubscribe link included in such emails. We will try to comply with Your request(s) as soon as reasonably practicable. Please note that if You opt-out of receiving marketing-related emails from us, we may still send You important administrative messages that are required to provide You with our Services.

If emailing us Your request, please make clear in the email what Personal Data You would like to have changed. For Your protection, we may only implement requests with respect to the Personal Data associated with the particular email address that You use to send us Your request, and we may need to verify Your identity before implementing Your request. We will try to comply with Your request as soon as reasonably practicable.

8.Retention Period.
We will retain Personal Data for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law. Please note that we have a variety of obligations to retain the Data that You provide to us, including to ensure that transactions can be appropriately processed, settled, refunded or charged-back, to help identify fraud and to comply with anti-money laundering and other laws and rules that apply to us and to our financial service providers. There may also be residual Data that will remain within our databases and other records, which will not be removed.

9.UrbanAlps AG as a Data Processor.
We may collect, use and disclose certain Personal Data about Customers when acting as the User’s service provider. Our Users are responsible for making sure that the Customer’s privacy rights are respected, including ensuring appropriate disclosures about third party data collection and use. To the extent that we are acting as a User’s data processor, we will process Personal Data in accordance with the terms of our agreement with the User and the User’s lawful instructions.

10.Updates to this Privacy Policy and Notifications.
We may change this Privacy Policy. The “Last updated” legend at the top of this Privacy Policy indicates when this Privacy Policy was last revised. Any changes are effective when we post the revised Privacy Policy on the Services.

Disclosures and notices in relation to this Privacy Policy or Personal Data shall be considered to be received by You within 24 hours of the time they are posted to our website or, in the case of Users, sent to through one of means listed in this paragraph.

URBAN ALPS

Terms of Use

  1. Terms of Use

    1. Introduction

    These Website Standard Terms And Conditions (these “Terms” or these “Website Standard Terms And Conditions”) contained herein on this webpage, shall govern your use of this website, including all pages within this website (collectively referred to herein below as this “Website”). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Website Standard Terms And Conditions.

    This Website is not for use by any minors (defined as those who are not at least 18 years of age), and you must not use this Website if you a minor.

     

    2. Intellectual Property Rights

    Other than content you own, which you may have opted to include on this Website, under these Terms, Urbanalps and/or its licensors own all rights to the intellectual property and material contained in this Website, and all such rights are reserved.

    You are granted a limited license only, subject to the restrictions provided in these Terms, for purposes of viewing the material contained on this Website.

     

    3. Restrictions

    You are expressly and emphatically restricted from all of the following:

    1. publishing any Website material in any media;
    2. selling, sublicensing and/or otherwise commercializing any Website material;
    3. publicly performing and/or showing any Website material;
    4. using this Website in any way that is, or may be, damaging to this Website;
    5. using this Website in any way that impacts user access to this Website;
    6. using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Website, or to any person or business entity;
    7. engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, or while using this Website;
    8. using this Website to engage in any advertising or marketing;

    Certain areas of this Website are restricted from access by you and Urbanalps may further restrict access by you to any areas of this Website, at any time, in its sole and absolute discretion.  Any user ID and password you may have for this Website are confidential and you must maintain confidentiality of such information.

     

    4. Your Content

    In these Website Standard Terms And Conditions, “Your Content” shall mean any audio, video, text, images or other material you choose to display on this Website. With respect to Your Content, by displaying it, you grant Urbanalps a non-exclusive, worldwide, irrevocable, royalty-free, sublicensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.

    Your Content must be your own and must not be infringing on any third party’s rights. Urbanalps reserves the right to remove any of Your Content from this Website at any time, and for any reason, without notice.

     

    5. No warranties.

    This Website is provided “as is,” with all faults, and Urbanalps makes no express or implied representations or warranties, of any kind related to this Website or the materials contained on this Website. Additionally, nothing contained on this Website shall be construed as providing consult or advice to you.

     

    6. Limitation of liability

    In no event shall Urbanalps, nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise, and Urbanalps, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

     

    7. Indemnification

    You hereby indemnify to the fullest extent Urbanalps from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms.

     

    8. Severability

    If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

     

    9. Variation of Terms

    Urbanalps is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this Website.

     

    10. Assignment

    Urbanalps shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, .you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

     

    11. Entire Agreement

    These Terms, including any legal notices and disclaimers contained on this Website, constitute the entire agreement between Urbanalps and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same.

     

    12. Governing Law & Jurisdiction

    These Terms will be governed by and construed in accordance with the laws of the State of [STATE], and you submit to the non-exclusive jurisdiction of the state and federal courts located in [STATE] for the resolution of any disputes.

  1. Cookie Policy

    Last Updated: November 2017

    UrbanAlps Ag uses cookies on Urbanalps.com and related domains and applications (the “Urbanalps Service”). By using the UrbanAlps AG Service, you consent to the use of cookies.

    This policy explains:

    1. What cookies are
    1. 10.What cookies are used when you use the UrbanAlps AG Service
    2. 11.How third parties use cookies on the UrbanAlps AG Service
    3. 12.Your cookie options
    4. 13.Further cookie resources

    1. What is a cookie?

    A cookie is a small text file that is stored in your web browser that allows UrbanAlps or a third party to recognize you. Cookies might be used for the following purposes: (1) to enable certain functions; (2) to provide analytics; (3) to store your preferences; and (4) to enable ad delivery and behavioral advertising.

    Cookies can either be session cookies or persistent cookies. A session cookie expires automatically when you close your browser. A persistent cookie will remain until it expires or you delete your cookies. Expiration dates are set in the cookies themselves; some may expire after a few minutes while others may expire after multiple years. Cookies placed by the website you’re visiting are sometimes called “first party cookies,” while cookies placed by other companies are sometimes called “third party cookies.”

    2. What cookies are used when I use the UrbanAlps AG Service?

    When you use the UrbanAlps AG Service or visit a webpage with a UrbanAlps AG video, UrbanAlps  AG or a third party may place a number of cookies in your browser. Some of the cookies will only be used if you use certain features or select certain preferences, and some cookies will always be used.

    Each cookie serves one of four different purposes:

    Category

    Description

    1. Analytics cookies

    These cookies track information about how the UrbanAlps  AG Service is being used so that we can make improvements and report our performance. We might also use analytics cookies to test new ads, pages, or features to see how users react to them. Analytics cookies may either be first party cookies or third party cookies.

    2. Preference Cookies

    These first party cookies store your UrbanAlps AG Service preferences, such as language preference

    3. Ad targeting cookies

    These third party cookies are placed by advertising platforms or networks in order to:

    1. Deliver ads and track ad performance
    1. Enable advertising networks to deliver ads that may be relevant to you based upon your activities (this is sometimes called “behavioral” or “targeted” advertising)

    3. How do third parties use cookies on the UrbanAlps AG Service?

    Third party companies like analytics companies and ad networks generally use cookies to collect user information on an anonymous basis. They may use that information to build a profile of your activities on the UrbanAlps AG Service and other websites that you’ve visited.

    4. What are my cookie options?

    If you don’t like the idea of cookies or certain types of cookies, you can change your browser’s settings to delete cookies that have already been set and to not accept new cookies. To learn more about how to do this, visit the help pages of your browser. Please note, however, that if you delete cookies or do not accept them, you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.

    You may also opt out of third party cookies by following the instructions provided by each third party in its privacy policy. Some third party ad networks are members of the Network Advertising Initiative (NAI). You can visit the NAI’s website to find out how to opt out of members’ cookies.

    5. Do you use any other user tracking technologies?

    We use additional technologies to help track user activities and preferences. For example, we use web beacons (also known as clear gifs, pixel tags or web bugs). Web beacons are tiny graphics (about the size of period) with a unique identifier that are embedded invisibly on web pages or emails. They are used to track user activities and communicate with cookies. You cannot opt out of web beacons used in webpages, but you can limit their use by opting out of the cookies they interact with. You can opt out of web beacons used in emails by setting your email client to render emails in text mode only. Finally, we use local storage to facilitate certain functions, but we do not retain the data captured via local storage.

    6. Where can I find more information about cookies?

    You may learn more about cookies and how to opt out of them by visiting the following third party websites:

    Urban Alps AG

    Seefeldstrasse 293, 8008

    Zurich, Switzerland